IslaMusical uses the latest in encryption technology, including Secure Servers which incorporate sophisticated encryption technology, digital certificates, and online authentication to protect your credit card information. IslaMusical has digital certificates from COMODO, a leading third-party Certification Authority, which will allow you to shop in a secure mode using Secure Sockets Layer encryption -- the Internet standard for secure transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read as the information travels over the Internet. Furthermore, under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50 of fraudulent credit card charges. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.